First city monument bank (FCMB) Sort Codes and Branches in Nigeria 2025

When you need to send money internationally or make transfers within Nigeria, having the correct banking codes is essential. First City Monument Bank Limited, commonly known as FCMB, is one of Nigeria’s leading financial institutions with branches across the country. Whether you’re making international wire transfers or domestic transactions, understanding the difference between swift codes and sort codes will ensure your funds reach the correct destination.

Understanding FCMB Swift Code Details

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The swift code for First City Monument Bank in Nigeria is FCMBNGLAXXX. This unique code identifies First City Monument Bank Limited in the global banking network. Financial institutions use this 8 to 11 characters identifier to ensure that international money transfers are routed to the correct bank. When you’re sending money internationally to any FCMB account, you’ll typically use this primary swift code.

Swift codes are essential for secure international transfers. The FCMB swift code helps financial institutions worldwide recognize the bank and process your transaction efficiently. If you need a swift code to send money to Nigeria, FCMBNGLAXXX is the standard code for First City Monument Bank Limited transactions.

Sort Code System for Domestic Transfers

For local transfers within Nigeria, FCMB uses a different system called sort codes. These codes vary by branch location, with each bank branch having its own unique identifier. The FCMB sort code system helps route domestic payments to the specific branch where the recipient holds their account.

Major branches like the Lagos head office and other city locations each have distinct sort codes. When making transfers to Nigeria through domestic channels, you’ll usually use the code specific to the recipient’s branch rather than the general swift code.

Understanding First City Monument Bank (FCMB) Sort Codes

FCMB sort codes are 9-digit numbers that identify specific bank branches. The structure is:

First 3 digits (214): FCMB bank identifier
4th digit: Location identifier
Last 5 digits: Specific branch identifier

Complete List of FCMB Sort Codes for All Branches in Nigeria

AKWA IBOM STATE

S/N	Sort Code	Branch Name
1	214010077	UYO
2	214010022	EKET
3	214010051	ORON ROAD UYO
4	214010064	WELLINGTON BASSEY (UYO)
5	214010035	IKOT ABASI
6	214010048	IKOT EKPENE
7	214010019	STATE HOUSE OF ASSEMBLY UYO

ANAMBRA STATE

S/N	Sort Code	Branch Name
8	214020012	ONITSHA
118	214250028	ONITSHA NEW MARKET
123	214250028	NNEWI

BAUCHI STATE

S/N	Sort Code	Branch Name
9	214030028	GOMBE
10	214030015	BAUCHI

EDO STATE

S/N	Sort Code	Branch Name
11	214040012	BENIN
12	214040021	BENIN AKPAPAKPA
13	214040034	EFFURUN ROAD
14	214040063	BENIN UGBOWO

BENUE STATE

S/N	Sort Code	Branch Name
15	214050011	MAKURDI
16	214050037	LAFIA

BORNO STATE

S/N	Sort Code	Branch Name
17	214060014	MAIDUGURI
18	214060027	DAMATRU
19	214060030	POTISKUM

CROSS RIVER STATE

S/N	Sort Code	Branch Name
20	214070017	CALABAR, CALABAR RD
21	214070020	IKOM

FCT ABUJA & KOGI STATE

S/N	Sort Code	Branch Name
22	214080023	ABUJA GARKI
23	214080023	OGBOMOSHO STREET
24	214080036	AREA 3
25	214080049	MAITAMA FEDSEC
26	214080078	LOKOJA
27	214080081	WUSE 2
28	214080094	OBAJANA

DELTA STATE

S/N	Sort Code	Branch Name
29	214090013	WARRI
30	214090026	ASABA
31	214090039	YOLA
32	214090026	JALINGO

ABIA & IMO STATE

S/N	Sort Code	Branch Name
33	214100013	ABA
34	214100026	ABA FAUKS RD
35	214100042	UMUAHIA
36	214100055	OWERRI

KADUNA STATE

S/N	Sort Code	Branch Name
37	214110029	KADUNA 2
38	214110016	KADUNA AHMADU BELLO WAY
39	214110032	ZARIA

KANO STATE

S/N	Sort Code	Branch Name
40	214120019	KANO
41	214120022	BELLO RD
42	214120048	DUTSE

KATSINA STATE

S/N	Sort Code	Branch Name
43	214130012	KATSINA

KWARA STATE

S/N	Sort Code	Branch Name
44	214140015	ILORIN

LAGOS STATE (Major Branches)

S/N	Sort Code	Branch Name
45	214150018	HEAD OFFICE
46	214150021	VICTORIA ISLAND
47	214150225	APAPA 1
48	214150047	IKEJA
49	214150050	IDUMAGBO
50	214150092	IPONRI
51	214150076	ADEOLA ODEKU
52	214150063	ALABA
53	214150089	AWOLOWO
54	214150209	ALAGBADO
55	214150173	ALLEN
56	214150403	OKE ARIN 2
57	214150102	OTTA
58	214150131	AJAH
59	214150270	AKUTE
60	214150160	IDUMOTA
61	214150186	BROAD STREET
62	214150306	AIRPORT RD
63	214150034	COMMERCIAL ROAD APAPA
64	214150283	IKORODU
65	214150212	IKEJA MOTORWAY
66	214150296	OJO
67	214150429	EKWULOBIA
68	214150241	SANUSI FAFUNWA
69	214150364	MUSHIN
70	214150351	AKOWONJO
71	214150377	ADENIRAN OGUNSANYA SURULERE
72	214150128	IKEJA OGBA
73	214150115	YABA OJUELEGBA
74	214150380	THE PALMS
75	214150393	MATORI
76	214150416	LEKKI 2
77	214150445	TINCAN
78	214150458	KETU
79	214150461	ADEOLA HOPEWELL
80	214150487	AGEGE
81	214150474	AGBARA
82	214150490	ORILE
83	214150500	MACARTHY
84	214150513	SHOMOLU
85	214150526	IDIMU
86	214150555	ADETOKUNBO ADEMOLA
124	214150568	MARINA

NIGER STATE

S/N	Sort Code	Branch Name
87	214160011	MINNA

OGUN STATE

S/N	Sort Code	Branch Name
88	214170014	IJEBU ODE
89	214170027	ABEOKUTA
90	214170043	AGO IWOYE
91	214170030	SAGAMU
92	214170056	IJEBU IGBO

ONDO STATE

S/N	Sort Code	Branch Name
93	214180017	AKURE
94	214180020	ADO EKITI
95	214180046	OWO
96	214180059	ORE
97	214180062	IGBOKODA

OYO & OSUN STATE

S/N	Sort Code	Branch Name
98	214190023	IBADAN (GBAGI)
99	214190023	BODIJA
100	214190036	OSOGBO
101	214190049	UCH
102	214190052	ILESHA
103	214190065	SHAKI
104	214190081	OJOO

RIVERS & BAYELSA STATE

S/N	Sort Code	Branch Name
105	214210013	PORT HARCOURT
106	214210026	OLU OBASANJO WAY
107	214210039	YENEGOA
108	214210055	MIDAS PORT-HARCOURT
109	214210068	IKWERRE ROAD
110	214210042	TRANS AMADI
111	214210071	OYIGBO (PH)
112	214210084	ABULOMA
113	214210097	AGRREY ROAD

PLATEAU, KEBBI, ZAMFARA & SOKOTO STATE

S/N	Sort Code	Branch Name
114	214220010	JOS
115	214220016	BIRNI KEBBI
116	214220029	GUSAU
117	214220032	SOKOTO

ENUGU & EBONYI STATE

S/N	Sort Code	Branch Name
119	214250015	ENUGU
120	214250028	GARDEN AVENUE
121	214250044	AWKA
122	214250060	ABAKALIKI

How to Use FCMB Sort Codes

For domestic transfers: Use the specific branch sort code where the recipient’s account is domiciled
For online banking: Enter the 9-digit sort code exactly as shown
For mobile banking: Use the sort code for inter-bank transfers within Nigeria

Important Notes

Always verify the sort code with the recipient before making transfers
Sort codes may change due to branch relocations or mergers
For international transfers, use FCMB’s SWIFT code: FCMBNGLAXXX
Contact FCMB customer service at 07003290000 for verification if unsure

Disclaimer: This list is compiled from available sources. Always confirm sort codes directly with FCMB or the recipient before making financial transfers.

Making International Money Transfers with FCMB

When sending money internationally to a First City Monument Bank account in Nigeria, you’ll need the recipient’s full details including their account number and the appropriate swift code. International wire transfers require precise information to avoid delays or additional fees.

The FCMB swift code in Nigeria ensures your payment reaches the correct destination quickly. Many international financial institutions recognize this code, making transfers to FCMB accounts straightforward. Remember that exchange rates and transfer fees may apply depending on your sending bank’s policies.

Conclusion

Whether you need codes for domestic transfers or international payments, First City Monument Bank provides reliable banking services across Nigeria. Always verify the correct code with your recipient or FCMB directly before initiating any transfer. This ensures smooth transactions and helps avoid unnecessary delays in your financial operations.