Sterling Bank Sort Codes and Branches in Nigeria 2025

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Sterling Bank PLC remains a significant player in Nigeria’s banking sector, providing comprehensive financial services across the country through its extensive network of branches. Understanding Sterling Bank sort codes is essential for customers who need to transfer funds, receive money, or conduct various electronic transactions within Nigeria and internationally.

A sort code serves as a unique identifier that helps distinguish between different bank branches in Nigeria. For Sterling Bank, these sort codes are crucial for processing payments, money transfers, and other financial transactions. The bank sort code system ensures that funds reach the correct branch where an account is maintained, whether you’re transferring to another branch of the same bank or a different bank entirely.

Sterling Bank PLC operates with a sophisticated banking infrastructure that supports both domestic and international wire transfers. Customers conducting online banking transactions or sending money outside Nigeria will need their specific branch sort code along with their account number to complete successful transfers. The bank’s swift code NAMENGLASAF is used for international transactions, while domestic transfers rely on the branch-specific sort codes.

The Nigerian banking system requires accurate sort codes for interbank transfers and electronic transactions. Sterling Bank’s sort codes follow the standard Nigerian format, making it easier for customers to identify their specific bank branch and conduct seamless financial transactions. Whether you’re using the online banking platform, mobile banking, or visiting a physical branch, having the correct sort code ensures your transaction processes smoothly.

Sterling Bank has established itself as a reliable financial institution serving millions of Nigerians across different states. From Lagos to Abuja, Port Harcourt to Kano, the bank’s presence spans major commercial centers and emerging markets, providing retail and corporate banking solutions that meet diverse customer needs in 2025.

Complete List of Sterling Bank Sort Codes and Branches in Nigeria 2025

Lagos State Sterling Bank Branches

Main Commercial Areas

  • HEAD OFFICE: Sort Code: 232-150-016
  • MARINA: Sort Code: 232-150-061
  • APAPA (CREEK ROAD): Sort Code: 232-150-029
  • BALOGUN: Sort Code: 232-150-032
  • ADEOLA HOPEWELL, V.I.: Sort Code: 232-150-045

Victoria Island & Ikoyi

  • VICTORIA ISLAND: Sort Code: 232-150-074
  • VICTORIA ISLAND: Sort Code: 232-150-139
  • VICTORIA ISLAND: Sort Code: 232-150-391
  • VICTORIA ISLAND (OZUMBA): Sort Code: 232-150-427
  • IKOYI: Sort Code: 232-150-294

Ikeja Area

  • IKEJA (OBA AKRAN): Sort Code: 232-150-058
  • IKEJA: Sort Code: 232-150-087
  • IKEJA (ALLEN AVENUE): Sort Code: 232-150-126
  • IKEJA: Sort Code: 232-150-304
  • IKEJA: Sort Code: 232-150-414

Apapa Industrial Zone

  • APAPA: Sort Code: 232-150-090
  • APAPA: Sort Code: 232-150-333
  • APAPA: Sort Code: 232-150-401
  • BERGER (APAPA): Sort Code: 232-150-317
  • TIN CAN: Sort Code: 232-150-265

Lagos Island

  • OKE ARIN: Sort Code: 232-150-100
  • IDUMOTA: Sort Code: 232-150-113
  • OKE-ARIN: Sort Code: 232-150-346
  • WILLOUGHBY: Sort Code: 232-150-155
  • IGBOSERE: Sort Code: 232-150-197
  • BROAD STREET: Sort Code: 232-150-207
  • MARTINS STREET: Sort Code: 232-150-320
  • IDUMAGBO: Sort Code: 232-150-388

Mainland Lagos

  • DALEKO: Sort Code: 232-150-142
  • IDDO: Sort Code: 232-150-168
  • IPONRI: Sort Code: 232-150-171
  • OJUWOYE: Sort Code: 232-150-184
  • ILUPEJU: Sort Code: 232-150-210
  • COKER: Sort Code: 232-150-223
  • IDIMU: Sort Code: 232-150-236
  • IFAKO: Sort Code: 232-150-249
  • IYANA IPAJA: Sort Code: 232-150-252
  • OPEBI: Sort Code: 232-150-278
  • DOPEMU: Sort Code: 232-150-359
  • TRADE FAIR: Sort Code: 232-150-362
  • MATORI: Sort Code: 232-150-375
  • SURULERE: Sort Code: 232-150-456
  • YABA: Sort Code: 232-150-443
  • IBRU JETTY: Sort Code: 232-150-472

Ogun State (Lagos Adjacent)

  • OTA: Sort Code: 232-150-281

Federal Capital Territory (FCT) Abuja

  • ABUJA (WUSE): Sort Code: 232-080-018
  • ABUJA (GARKI): Sort Code: 232-080-021
  • ABUJA (GARKI): Sort Code: 232-080-034
  • ABUJA: Sort Code: 232-080-047
  • ABUJA (WUSE): Sort Code: 232-080-050
  • ABUJA (WUSE): Sort Code: 232-080-092
  • ABUJA (GARKI): Sort Code: 232-080-102

Rivers State (Port Harcourt)

  • PORT HARCOURT: Sort Code: 232-210-011
  • PORT HARCOURT: Sort Code: 232-210-024
  • PORT HARCOURT: Sort Code: 232-210-037
  • PORT HARCOURT: Sort Code: 232-210-053
  • PORT HARCOURT: Sort Code: 232-210-082

Bayelsa State

  • YENAGOA: Sort Code: 232-210-040

Kano State

  • KANO: Sort Code: 232-120-017
  • KANO: Sort Code: 232-120-020
  • KANO: Sort Code: 232-120-033
  • KANO: Sort Code: 232-120-046
  • KANO: Sort Code: 232-120-075

Jigawa State

  • DUTSE: Sort Code: 232-120-143

Kaduna State

  • KADUNA: Sort Code: 232-110-014
  • KADUNA: Sort Code: 232-110-043

Oyo State

  • IBADAN: Sort Code: 232-190-018
  • IWO: Sort Code: 232-190-021
  • IBADAN (DUGBE): Sort Code: 232-190-034
  • IBADAN (J. ALLEN): Sort Code: 232-190-063

Imo State

  • OWERRI: Sort Code: 232-100-053

Abia State

  • ABA: Sort Code: 232-100-011

Anambra State

  • ONITSHA: Sort Code: 232-250-013
  • ONITSHA: Sort Code: 232-250-026
  • ONITSHA: Sort Code: 232-250-039
  • BRIDGEHEAD: Sort Code: 232-250-110

Enugu State

  • ENUGU: Sort Code: 232-250-042

Ondo State

  • ORE: Sort Code: 232-180-015
  • AKURE: Sort Code: 232-180-028

Edo State

  • BENIN: Sort Code: 232-040-016

Delta State

  • ASABA: Sort Code: 232-040-029
  • WARRI: Sort Code: 232-040-032

Cross River State

  • CALABAR: Sort Code: 232-070-015

Borno State

  • MAIDUGURI: Sort Code: 232-060-012

Ogun State

  • ABEOKUTA: Sort Code: 232-170-012

Akwa Ibom State

  • UYO: Sort Code: 232-010-017

Plateau State

  • JOS: Sort Code: 232-200-018

Katsina State

  • KATSINA: Sort Code: 232-130-010

Sokoto State

  • SOKOTO: Sort Code: 232-220-014

Zamfara State

  • GUSAU: Sort Code: 232-370-016

Kwara State

  • ILORIN: Sort Code: 232-140-013

Bauchi State

  • BAUCHI: Sort Code: 232-030-013

How to Use Sterling Bank Sort Codes

When conducting financial transactions involving Sterling Bank, you’ll need:

  1. Your account number: The unique identifier for your specific bank account
  2. Sort code: The 9-digit code identifying your specific branch
  3. Swift code: Required for international transactions (NAMENGLASAF)

These details are essential whether you’re receiving money from another bank, setting up direct debit arrangements, or making payments through the online banking platform. Always verify your sort code and account number details with your branch address to ensure accurate transactions.

Sterling Bank continues to modernize its banking services in 2025, offering customers convenient access to their accounts through digital channels while maintaining a strong physical presence across Nigeria’s major commercial centers.

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